FEATURES

GICs

Equity

Linked

GICs

Segre-gated

Funds

Insurance

Products

Are deposits guaranteed?

Yes

Yes

Yes

n/a

Major brand names available?

Yes

Yes

Yes

Yes

Potential equity growth?

No

Yes

Yes

Yes

Can I lock-in capital growth?

No

No

Yes

n/a

Portfolio diversification?

No

Yes

Yes

Yes

RRSP / RRIF eligible?

Yes

Yes

Yes

Yes

Creditor protection?

No

No

Yes *

Yes *

Free from probate fees?

No

No

Yes *

Yes *

Financial Products are available in British Columbia only.

Segregated Funds are available from life insurance companies by Summary Information Folder only.

Equity Linked Deposits (Deferred Annuities) are also available from Life Insurance Companies.

Other Products: Group Insurance; Major Medical; Major Illness; Extended Care Home & Disability

·  * Life Insurance Company Products with a Named Beneficiary.

·  * The proceeds of life insurance company products with a named beneficiary flow outside the estate directly to the beneficiary(s).